List of questions about [Crypto Investment]

Cryptocurrency continues to be a hot topic in 2025, but not every coin is a winner. While Bitcoin ended 2024 strong, many altcoins faced steep declines, earning the title of the worst cryptocurrency of the year. If you’re wondering what is the worst cryptocurrency or want to know the worst performing cryptocurrency to avoid, this article breaks down the biggest crypto losers of 2024 and what you should watch out for.

The Worst Cryptocurrency Names and Performers of 2024

The crypto market hit a total cap of $3.5 trillion at the start of 2025, showing overall growth. However, many altcoins struggled to keep up, with some losing over 50% of their value. These worst cryptocurrency names often share common problems: weak technology, poor management, and fierce competition.

Here are some of the worst-performing cryptocurrencies in 2024:

Arbitrum (ARB)

Arbitrum, once a promising Layer 2 scaling solution, suffered a massive 57.7% drop in 2024. Increased competition and scalability issues left it struggling to maintain investor confidence. Its failure to innovate quickly made it one of the worst cryptocurrencies last year.

Polygon (MATIC)

Polygon, another Layer 2 solution, fell by nearly 40%. Despite past success, it faced stiff competition and ongoing scalability problems. These challenges pushed Polygon into the worst performing cryptocurrency category for 2024.

Lido DAO (LDO)

Lido DAO, a decentralized staking platform, dropped 37.9% amid rising regulatory uncertainty and fierce competition in the staking sector. These factors made it one of the worst cryptocurrency names to hold last year.

Avalanche (AVAX)

Avalanche’s 23.7% decline was driven by a slowdown in developer activity and difficulties attracting decentralized apps (dApps). Despite its reputation, Avalanche became one of the worst performing cryptocurrencies in 2024.

Why These Cryptos Became the Worst Cryptocurrency

Several factors contributed to these coins’ poor performance:

• Increased competition: Newer, more efficient solutions stole market share.
• Scalability issues: Many struggled to handle growing user demand.
• Regulatory pressure: Uncertainty scared off investors, especially in DeFi and staking.
• Lack of innovation: Failure to adapt quickly led to loss of confidence.

The Worst States for Cryptocurrency Trading

If you’re trading in the U.S., be aware that states like New York and Texas have stricter crypto regulations. These can limit your access to certain coins or exchanges, making it harder to trade safely. Always check your state’s crypto laws before investing.

How to Avoid Investing in the Worst Cryptocurrency

Introduction

If 2024 was the year of the ETF, 2025 is the year of DeFAI (Decentralized Finance + AI). A new breed of market participant has entered the chat: AI Trading Agents. These aren't just simple bots; they are autonomous programs like AIXBT and Virtuals that analyze on-chain data, post on social media, and execute trades without human intervention.

What is an AI Trading Agent?

Unlike traditional grid bots that just buy low and sell high, AI Agents are "intelligent." They read news sentiment, track whale wallet movements, and even "talk" to other agents. In late 2025, projects like Fetch.ai and SingularityNET have evolved into fully functional ecosystems where agents manage millions of dollars in liquidity.

Why DeFAI is Exploding Now

• The "Agentic" Economy: We are moving from tools we use to tools that act for us.
• 24/7 Alpha: AI agents never sleep. With Bitcoin hovering around $90,000, the market moves too fast for humans.
• Access: Platforms like BYDFI are integrating AI-driven signals, allowing retail users to benefit from this tech without needing a PhD in computer science.

How to Position Yourself

You don't need to code your own agent to win.

Beyond Bitcoin: The Ethereum vs. XRP Ledger Duel Defining Crypto’s Future

Forget thinking of them as just coins. Ethereum and XRP represent two fundamentally different philosophies in the blockchain universe, each building a distinct future. One is the chaotic, creative engine of a decentralized internet. The other is the streamlined, institutional-grade highway for global money. Understanding this split is key to navigating the crypto landscape.

The Core Divide: Decentralized Bazaar vs. Efficient Corridor

Picture Ethereum as a vast, open-source metropolis. No single entity owns it. Its skyline is constantly changing, built by thousands of independent developers and secured by a volunteer army of over 8,000 validators worldwide. This decentralization is its bedrock and its creed, fostering incredible innovation at the cost of sometimes chaotic complexity.

Now, envision the XRP Ledger as a precision-engineered, high-speed rail network. It’s built for one primary mission: moving value instantly and cheaply. To achieve this, it opts for a more efficient, coordinated design. Its consensus relies on a trusted Unique Node List (UNL) of over 35 validators out of 135+, a structure that critics call centralized but proponents argue is essential for the speed and predictability demanded by financial institutions. Ripple, the company, is the chief architect and main promoter of this network.

This foundational difference—decentralized playground vs. efficient payment utility—echoes through every other comparison.

The Engine Room: How They Actually Work

Here’s where the technical visions clash:

The Hunt Is On: Finding the Cheapest Cryptocurrency That Will Explode

You’ve seen the stories—the early Bitcoin adopters who became millionaires, the Dogecoin frenzy that created fortunes overnight. And you’re asking the question every savvy investor is secretly thinking:  What's the next crypto to blow up?

You’re looking for that diamond in the rough. The project trading for pennies today that has the potential to reshape your portfolio tomorrow. You're searching for terms like cheapest cryptocurrency that will explode, up and coming crypto,  and next crypto to hit $1.

This guide is for you. We're diving deep into the crypto universe to explore promising, low-cost assets. We'll look at the fundamentals, the use cases, and the buzz. Buckle up.

What Makes a  Cheap  Crypto a Potential Winner?

First, let's clear up a massive misconception. A low price does not automatically mean high potential. A coin trading at $0.001 can still be overvalued if its project is weak. Conversely, a coin at $0.10 could be drastically undervalued.

When hunting for the next hot crypto, look beyond the price tag. Focus on these fundamentals:

1- Real-World Utility: What problem does this project solve? Is it just another meme, or does it have a tangible product?

2- Strong Team & Backers: Is the development team doxxed and credible? Are there reputable venture capital firms invested?

3- Tokenomics: How is the supply structured? Is there a burning mechanism? High inflation can kill a coin's value.

4- Community & Hype: A strong, active community can be a powerful driver for adoption and price discovery.

5- Market Position: Is it entering a crowded field, or is it a pioneer in a new niche?

Top Contenders: The Up and Coming Crypto Projects to Watch

Based on the criteria above, here are a few categories and projects that are generating significant buzz. Remember, this is not financial advice. Always do your own research (DYOR).

1. The DeFi 2.0 Innovator: [BYDFi]

If you're wondering what crypto is the next Bitcoin in terms of foundational impact, look at projects revolutionizing Decentralized Finance (DeFi).

You've done your research, you understand the revolutionary "stake-to-access" model, and you've decided to participate in the Access Protocol ecosystem. Now you've arrived at the most practical stage: how do you actually use it? How do you go from holding ACS tokens to unlocking premium content from your favorite creators? The process is more straightforward than you might think. As your guide, I will walk you through every step, from setting up your wallet to your very first stake.

Your Toolkit: What You Need to Get Started

Before you can interact with the protocol, you need two key things. First, you need a compatible, non-custodial Web3 wallet. Because Access Protocol is built on the Solana blockchain, you will need a Solana-based wallet like Phantom or Solflare. These function as your passport to the decentralized web, allowing you to securely manage your assets and interact with applications. Second, you will need to have ACS tokens in that wallet. If you've acquired ACS on an exchange like BYDFi, you will need to withdraw them to your personal Solana wallet address.

Finding Creators on the Access Hub

Your central point for discovering content is the Access Hub, the official platform that lists all the creators who have integrated the protocol. Here, you can browse a directory of publications, artists, and influencers. You can see how much ACS is currently staked in each creator's pool, which can be a strong indicator of their popularity and community support. Take your time to explore and find the creators whose content you value the most.

The Step-by-Step Guide to Staking Your ACS

Once you have your wallet set up and have chosen a creator on the Access Hub, you are ready to stake. Follow these simple steps:

1. Go to the Creator's Page: Navigate to the specific creator you want to support on the Access Hub platform.
2. Connect Your Wallet: Find and click the "Connect Wallet" button. Your Solana wallet (like Phantom or Solflare) will pop up and ask for permission to connect. You must approve this.
3. Enter the Staking Amount: Once your wallet is connected, you will see a staking interface. Enter the amount of ACS you wish to stake in the designated field.
4. Confirm the Transaction: A final confirmation will appear in your wallet. Review the details and approve the transaction to authorize the staking process.
5. Access Your Content: After the transaction is confirmed on the blockchain, your ACS is officially staked, and you will have unlocked that creator's premium content.

Unstaking Your ACS: Your Capital, Your Control

The beauty of the Access Protocol model is that you are always in control. If you decide you no longer wish to support a particular creator, you can unstake your ACS at any time. The process is the reverse of staking: you will navigate to the creator's pool, connect your wallet, and select the "Unstake" option. After confirming the transaction, your ACS tokens will be returned to your wallet, ready to be staked with a different creator or used for other purposes. This flexibility is a core feature of the protocol. Before you begin, ensure you have a complete understanding of the project's fundamentals, as detailed in our main guide: [What Is Access Protocol (ACS)? A Guide to the New Content Model].

There is a painful rite of passage in cryptocurrency known as the "Round Trip." You buy a token at $1, watch it soar to $10, feel like a genius, and then refuse to sell as it slowly bleeds back down to $0.50. You turned a life-changing win into a tax-deductible loss because you didn't know how to take profits.

In crypto, buying is easy. Selling is hard. Greed tells you it will go higher; fear tells you that if you sell, you will miss out. To survive in this market, you need to silence those emotions and treat profit-taking as a mechanical system, not a gamble.

Unrealized vs. Realized Gains

The first lesson is simple: Until you sell, you haven't made any money.

When you look at your portfolio app and see a big green number, that is "Unrealized PnL" (Profit and Loss). It is theoretical wealth. The market can take it back in seconds.

• Realized Gains: This is money that has been converted into a stable asset (like USDC, USDT, or Fiat currency). This is money you can spend or reinvest.
• The Trap: Many beginners confuse portfolio value with net worth. If your net worth is tied up in a volatile altcoin, you are rich on paper but cash-poor in reality.

Strategies for Selling: The Art of Scaling Out

Professional traders rarely sell 100% of their position at the exact top. Trying to time the peak is a fool's errand. Instead, they use a strategy called Scaling Out.

1. The "Free Ride" Method
If a coin doubles in price (up 100%), sell 50% of your position.

• The Result: You have recovered your initial investment (your principal). The remaining 50% is "House Money." If it goes to the moon, you win. If it goes to zero, you haven't lost a cent of your own money. This is the best strategy for peace of mind.

2. Laddering Sells
Set specific price targets to sell small chunks on the way up.

• Example: Sell 10% at $5, sell 10% at $7, sell 10% at $10.
  This ensures you lock in profit as the market rises, rather than waiting for a specific number that might never hit.

Where to Reinvest? (Don't Buy a Lambo Yet)

Taking profit is step one. Step two is deciding what to do with that capital.

1. The Stablecoin Rotate
Move profits into stablecoins (USDT/USDC). This creates "Dry Powder." When the market inevitably corrects and crashes by 30-50%, you will have the cash ready to buy high-quality assets at a discount.

2. The Risk Curve Rotate
Profits from high-risk assets (like meme coins) should flow into lower-risk assets (like Bitcoin or Ethereum).

• The Flow: Meme Coin -> Altcoin -> Bitcoin -> Stablecoin -> Bank.
• The Mistake: Taking profits from Bitcoin to buy a risky meme coin. This is moving up the risk curve and is the fastest way to lose your gains.

H3: The Tax Reality

It is not the most exciting part of crypto, but it is necessary: Selling is a taxable event. In most jurisdictions, swapping one crypto for another or selling for stablecoins triggers Capital Gains Tax. Always set aside a percentage of your realized profits for the taxman so you aren't forced to sell your long-term holdings when the bill comes due.

Conclusion

Nobody has ever gone broke taking a profit. The goal of investing is to improve your life, and you can't do that with unrealized gains. By having a plan to exit, you protect yourself from the emotional rollercoaster of the market.

Will Optimism Crypto Skyrocket to $10 by 2030? Price Prediction That Could Make You Rich

In the whirlwind world of cryptocurrency, where fortunes flip faster than a coin toss, few projects have captured the imagination quite like Optimism. If you've been scrolling through endless Reddit threads or doom-scrolling Twitter late at night, wondering about the next big thing in blockchain scaling, you've probably stumbled across whispers of "optimism crypto.  It's not just hype—it's a Layer 2 solution built on Ethereum that's quietly revolutionizing how we think about fast, cheap transactions without sacrificing security.

The arrival of the Bitcoin ETF changed everything. It brought Wall Street into the room and turned cryptocurrency from a niche internet experiment into a globally recognized asset class.

But not all ETFs (Exchange Traded Funds) are created equal. Depending on whether you want to own the asset, bet against it, or leverage it, there is a specific fund for you. Understanding the differences is key to building a winning strategy.

1. Spot ETFs (The Gold Standard)

When people talk about the "Bitcoin ETF," they usually mean a Spot ETF.

• How it works: The fund provider (like BlackRock) takes your money and actually buys Bitcoin. They store it in a digital vault.
• The Benefit: The price of the ETF tracks the price of Bitcoin almost perfectly. It is the safest way for traditional investors to get exposure.
• The Alternative: While safe, ETFs charge management fees. You can often save money by owning the asset directly via Quick Buy on a crypto exchange.

2. Futures ETFs

Before Spot ETFs were legal, we had Futures ETFs.

• How it works: These funds do not buy Bitcoin. They buy "futures contracts"—bets on the future price of Bitcoin.
• The Risk: Because contracts expire and need to be renewed (rolled over), these funds suffer from "contango" (decay). Over a long period, a Futures ETF will usually underperform the actual price of Bitcoin.

3. Leveraged ETFs

For the risk-takers, there are Leveraged ETFs (e.g., "2x Long Bitcoin").

• The Mechanics: These funds use debt and derivatives to amplify returns. If Bitcoin goes up 1%, the ETF goes up 2%.
• The Catch: It works both ways. If Bitcoin drops 1%, you lose 2%. These are designed for short-term trading, not holding.

4. Inverse ETFs

Think Bitcoin is going to crash? An Inverse ETF allows you to short the market through a traditional brokerage account. If Bitcoin falls by 10%, the Inverse ETF gains 10%. This is a tool for hedging or betting on a bear market without needing to open a margin account.

ETF vs. Direct Ownership

ETFs are convenient, but they lack the utility of real crypto. You can't use an ETF to pay for coffee, and you can't use it in DeFi. Furthermore, ETFs only trade during stock market hours (Mon-Fri, 9-5). Crypto trades 24/7.

The Data That Feels Like a Funeral

For years, the story of crypto in America has been written in neon: a raging, emotional drama of FOMO and panic, of to the moon rallies and apocalyptic crashes. It was a market powered by the raw, unfiltered nerve of the retail investor. But a new study from the Financial Industry Regulatory Authority (FINRA) paints a radically different picture. The data is stark: the percentage of Americans holding crypto hasn't budged since 2021. The frenzied rush of new buyers has evaporated. Risk appetite is plummeting. The narrative, it seems, has frozen over.

The Hidden Bull Case in the Deep Freeze

But I see this deep freeze not as a death knell, but as the quiet, necessary precondition for a historic thaw. This isn't stagnation; it's sedimentation. The frothy, speculative top layer has blown away. What's left is a hardened, unmoving core of 27% of investors who have not sold. They are the bedrock. The "hot money" that chased Dogecoin and leveraged NFTs is gone. The fearful tourists who bought the top in 2021 have left the building. This isn't a declining market; it's a market that has finally expelled its weakest hands and is now sitting in a state of profound, disciplined equilibrium.

The Real Story: When "Boring" Becomes Powerful

The real story isn't in the stagnant ownership percentage. It's in the chilling of consideration. The slowdown in new entrants isn't a failure of crypto; it's a failure of the old, chaotic, scam-riddled narrative that surrounded it. The conversation has shifted from "get rich quick" to a grinding, macroeconomic debate about interest rates and inflation. Crypto is no longer a speculative side bet; it's now just another asset class waiting for its macro cue. So, is this widespread American investor apathy the final, boring capitulation before crypto becomes just another ticker on a Bloomberg terminal? Or is this the serene, quiet accumulation phase that legends are made of—the moment where the smart money builds its position while everyone else is asleep?

The Silent Majority Speaks: Decoding the Apathy

He's missing the forest for the trees. The hold steady at 27% after all this volatility is a MIRACLE. It means conviction. The weak are gone. This is the strongest the HODLer base has ever been. The next wave won't be driven by FOMO, but by necessity.

This is peak "Wall Street" energy. They've successfully framed crypto as 'risky' to keep retail on the sidelines. The 8% entering the market now aren't gamblers; they're calculators. This is how real, lasting foundations are built—slowly, quietly, and with institutional precision.

The apathy is a direct result of regulatory purgatory. Why would a normie dive in when the message from D.C. is pure hostility? This isn't a natural market cooling. It's a government-induced deep freeze. The trigger for the next boom will be regulatory clarity, not a Fed pivot.

They're confusing 'risk-taking' with 'smart allocation.' Dropping meme stocks doesn't mean you're fearful. It means you're growing up. The capital leaving junk is the capital that will flow into real crypto assets with utility. This is a maturation, not a retreat.

The data on young investors is a ticking time bomb. A third still see crypto as key to their goals. They're not buying now because they're priced out of life. Once student debt relief hits or the job market turns, that pent-up demand will be explosive. This isn't the end of their interest; it's a strategic pause.

This is exactly what happened before every major cycle. Everyone gets bored. The headlines stop. The noise dies down. That's when you accumulate. The FINRA study isn't a bearish report; it's a map to the bottom.

Who cares about the consideration of the masses? The game changed with the ETFs. The flow of funds is now a institutional spreadsheet exercise, invisible to these surveys. Retail sentiment is now a lagging indicator, not a leading one.

He's right about the chill, but wrong about the cause. It's not apathy; it's attention saturation. The public is exhausted by crypto drama. The next phase belongs to the boring, background technology they use without knowing it—the stablecoins, the settlement layers. The 'investment' story is taking a backseat to the 'utility' story. And that’s far more powerful.

As debates over privacy, innovation, and regulatory freedom continue to shape America’s crypto future, one truth remains: your ability to buy, trade, and build wealth in crypto shouldn’t depend on politics.

Whether you’re a beginner or a seasoned investor, BYDFi gives you the tools to trade with confidence — low fees, fast execution, copy trading for newcomers, and access to hundreds of digital assets in a secure, user-friendly environment.

1- Safe.

2- Fast.

3-  Low Fees.

4- Built for beginners and pros.