Major banks and financial institutions have integrated Bitcoin to an average of 32%, according to a new index from Bitcoin treasury firm Strategy. The index, published July 14, measures adoption across the 25 largest players in banking and finance, focusing on custody services, trading capabilities, and product offerings tied to Bitcoin.
Fidelity Leads, Asian Banks Lag
Fidelity achieved the highest integration score at 71%, driven by its early launch of Fidelity Digital Assets in 2018 and a full suite of services including its own spot Bitcoin ETF. Other U.S. banks like BNY and Goldman Sachs scored 45-46%, while Citigroup, JPMorgan, and Morgan Stanley reached 43%. At the bottom, Asian banks such as SMBC and Royal Bank of Canada scored just 13%.
Growing Mainstream Comfort
Strategy Chairman Michael Saylor noted that "investment in bitcoin by major banks is accelerating, but it’s still early: the overall index score is 32%." The index assesses depth across four categories: trading and custody, product offerings like spot ETFs, lending backed by digital assets, and executive-level support for blockchain solutions. Industry observers view the average as a sign of growing comfort with Bitcoin as a mainstream asset, with banks moving beyond exploration into practical implementation.