A growing number of American retirees are turning to the AI-powered crypto trading platform MoneySimpler to generate a stable monthly passive income of $58,500, according to the company. The platform uses automated strategies to trade digital assets like Ethereum (ETH) and Bitcoin (BTC), offering daily settlements that can reach up to $1,950 per day for some users. MoneySimpler claims to manage over $2 billion in assets and serve more than 3 million registered users across 150 countries.
How MoneySimpler works for retirees
Founded in 2020 and headquartered in the UK, MoneySimpler is regulated by the Financial Conduct Authority (FCA) and operated by MONEY LINKS LTD. (FRN: 921139). The platform provides automated digital asset trading through AI market analysis and preset strategies, supporting major cryptocurrencies such as BTC, ETH, XRP, and USDT. Retirees can start with a minimum deposit of $100 and choose from various "hashrate contracts" with fixed cycles and daily returns. For example, a $97,000 contract over 45 days yields a daily return of $1,891.50, totaling $85,117 in profit at maturity.
The platform's appeal lies in its fully automated nature: users deposit funds, select a contract level, and the AI system handles all trading and risk management. Daily earnings are credited automatically, and users can withdraw or reinvest at any time. MoneySimpler emphasizes compliance and transparency, holding 1,717 BTC and 35 million XRP in reserves to ensure liquidity.
Why retirees are adopting AI-driven crypto income
Traditional retirement plans like 401(k) and IRA accounts have been eroded by low interest rates and inflation, pushing many seniors to seek alternative income sources. MoneySimpler offers a regulated digital asset pathway that requires no manual monitoring, making it attractive for those unfamiliar with active trading. The platform's strategies include basis arbitrage, trend following, and cross-exchange arbitrage, all executed by AI algorithms.
Industry researcher Dr. Arthur Hamilton noted that MoneySimpler's operations are compliant and standardized, with transparent profit payment rules. A New York retiree shared that the platform's stable daily returns provide reliable financial security for his later years, alleviating concerns about savings depreciation.
Getting started with MoneySimpler
To begin, users register on the MoneySimpler website and receive a $10 bonus. They then deposit supported assets such as BTC, ETH, USDT, XRP, or SOL. After selecting a contract (starting at $100 for a 2-day cycle with a daily return of $4), the system automatically executes trades. No programming or ongoing monitoring is required. Earnings are settled daily, and withdrawals can be made at any time, creating a passive income stream that supplements Social Security pensions.
MoneySimpler has been featured in USA Today as a representative platform in the digital transformation of retirement financial planning. The company targets retirees looking for a worry-free way to generate additional income, with the potential to earn $58,500 monthly through larger contracts and reinvestment.
*Disclosure: This content is provided by a third party. Neither crypto.news nor the author endorses any product mentioned. Users should conduct their own research before taking any action.*