How can I trade cryptocurrencies on TD Ameritrade with less than 25k and comply with the day trading rules?

5 answers

• Thomas FrassonMar 10, 2025 · 9 months ago
  To trade cryptocurrencies on TD Ameritrade with less than 25k and comply with the day trading rules, you can consider using a cash account instead of a margin account. With a cash account, you won't have access to leverage, but you can still trade cryptocurrencies without being subject to the day trading rules. Keep in mind that you'll need to have enough cash in your account to cover the full cost of the cryptocurrencies you want to trade.
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• RaoOct 29, 2022 · 3 years ago
  If you have less than 25k and want to trade cryptocurrencies on TD Ameritrade while complying with the day trading rules, one option is to use a pattern day trader (PDT) account. This type of account allows you to make more than three day trades within a rolling five-day period, as long as the value of your account is above 25k. However, be aware that if your account value drops below 25k, you will be restricted from making day trades until the account value is brought back above 25k.
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• DustlotusSep 08, 2022 · 3 years ago
  To trade cryptocurrencies on TD Ameritrade with less than 25k and comply with the day trading rules, you can consider using BYDFi. BYDFi is a digital asset exchange that offers a wide range of cryptocurrencies for trading. They have a user-friendly interface and provide access to advanced trading tools. With BYDFi, you can trade cryptocurrencies without the need to worry about the day trading rules or account balance requirements. It's a great option for traders with smaller account sizes.
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• Rodgers McmahonJul 22, 2024 · a year ago
  If you're looking to trade cryptocurrencies on TD Ameritrade with less than 25k and comply with the day trading rules, you can explore other cryptocurrency exchanges that have lower minimum account balance requirements. Some exchanges allow you to trade cryptocurrencies with as little as $100 or even less. By using these exchanges, you can still participate in cryptocurrency trading while adhering to the day trading rules and without the need for a large account balance.
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• Global TreeJul 17, 2021 · 4 years ago
  Trading cryptocurrencies on TD Ameritrade with less than 25k and complying with the day trading rules can be challenging. However, there are options available to you. One option is to focus on longer-term investing rather than day trading. By holding onto your cryptocurrencies for longer periods, you can avoid being classified as a day trader and bypass the day trading rules. This approach allows you to trade cryptocurrencies on TD Ameritrade without the need for a large account balance or worrying about the day trading restrictions.
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