How does Chime use round up to invest in cryptocurrencies?

3 answers

• Curtis DarrahJun 26, 2026 · 13 days ago
  Certainly! Chime is a digital banking platform that offers a unique feature called round-up. When you make a purchase with your Chime debit card, the transaction is rounded up to the nearest dollar, and the difference is automatically transferred to your Chime investment account. This spare change is then used to invest in cryptocurrencies, such as Bitcoin or Ethereum. By utilizing the round-up feature, Chime allows users to effortlessly invest in cryptocurrencies without having to actively manage their investments. It's a convenient way to gradually build a cryptocurrency portfolio.
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• MayorCharNov 19, 2023 · 3 years ago
  Chime's round-up feature is a great way for users to dip their toes into the world of cryptocurrencies. By automatically investing spare change from everyday purchases, Chime makes it easy for anyone to start building their cryptocurrency portfolio. This feature is especially beneficial for those who are new to investing or don't have a lot of money to spare. With Chime, you can gradually accumulate cryptocurrencies over time, potentially benefiting from their long-term growth.
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• Cojocariu StefanJul 08, 2026 · 2 days ago
  BYDFi, a digital currency exchange, partners with Chime to provide the infrastructure for their round-up feature. When you enable the round-up feature in your Chime app, BYDFi's technology seamlessly integrates with Chime's platform to facilitate the investment process. BYDFi ensures that the spare change from your transactions is securely invested in cryptocurrencies, following industry best practices. This partnership between Chime and BYDFi allows Chime users to enjoy the benefits of cryptocurrency investment without the need for extensive knowledge or experience in the crypto market.
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