<img src="https://uploads.bydfi.in/events/cms/BYD.1768805275508.image.webp" alt="BYD.1768805275508.image.webp" data-href="https://uploads.bydfi.in/events/cms/BYD.1768805275508.image.webp" style=""> A recent report from blockchain investigator ZachXBT reveals that a fraudster impersonating Coinbase support staff managed to scam over $2 million worth of crypto from unsuspecting traders. The scammer gained trust by claiming to be official support, then tricked victims into approving transfers from their wallets, which allowed the thief to drain funds. Once the funds were stolen, the scammer routed them through multiple wallets and mixed them across chains to obscure the trail. On-chain data links the activity to an individual known online as “Haby” or “Havard.” According to the investigation, some of the stolen crypto was spent on luxury bottle service, gambling, and rare social media usernames, underlining just how brazen these scams can be. This incident highlights a common and growing threat: social-engineering frauds where attackers impersonate support teams from real companies like Coinbase to gain access to users’ wallets. These scams rely on trust manipulation rather than technical vulnerabilities, and they’ve caused millions in cumulative losses recently. So here’s the question for the community: What precautions do you use to avoid scams like this, especially impersonation attacks, and how should exchanges and platforms better protect users? Drop your thoughts!

Scammer Takes $2,000,000 From Crypto Traders After Posing as Coinbase Support — How It Happened

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<h2 style="line-height: 1.5;">Crypto Slump Hits ARK ETFs in Q4 as Coinbase Emerges Top Detractor</h2>The fourth quarter of 2025 proved challenging for the crypto market, and its ripple effects were felt strongly across several of Cathie Wood’s flagship ARK exchange-traded funds (ETFs). The downturn highlighted just how intertwined these ETFs have become with the performance of digital assets, with Coinbase and Roblox emerging as the largest drags on returns. ARK’s quarterly report, released Wednesday, revealed that weakness in crypto-linked equities, particularly Coinbase, was a central factor behind underperformance. Funds such as the ARK Next Generation Internet ETF (ARKW), ARK Blockchain &amp; Fintech Innovation ETF (ARKF), and ARK Innovation ETF (ARKK) all suffered noticeable setbacks due to declines in these holdings. <h2 style="line-height: 1.5;">Coinbase: From Growth Potential to Performance Drag</h2>Coinbase, once a poster child for crypto trading platforms, experienced a sharper decline than major cryptocurrencies during the quarter. Spot trading volumes on centralized exchanges fell nearly 9% quarter-over-quarter following the October $19 billion liquidation event, putting additional pressure on Coinbase’s shares. While Bitcoin and Ether posted losses of 22% and 28% respectively, Coinbase’s stock fell from $346 at the start of October to $226 by year-end, representing a nearly 35% drop. ARK noted that the stock faced market headwinds despite hosting a product showcase aimed at demonstrating its long-term ambitions. Coinbase highlighted plans for on-chain equities, prediction markets, an AI-powered portfolio advisor, and a broader rollout of its Layer 2 Base app. Yet, even with these strategic initiatives, challenging market conditions overshadowed the company’s growth narrative, leaving it as the largest detractor in multiple ARK ETFs. <h2 style="line-height: 1.5;">Roblox: Unexpected Challenges Weigh on ARK Funds</h2>Following Coinbase, Roblox became the second-largest performance drag across ARK’s ETFs. This was despite the company reporting strong third-quarter results, including a 51% year-over-year growth in bookings. However, the outlook for 2026 raised concerns, as Roblox warned of declining operating margins due to increased spending on infrastructure and safety measures.Complicating matters further, Roblox faced regulatory pressures internationally, including a ban in Russia that affected roughly 8% of its daily active users. These developments, combined with market volatility, contributed to the stock’s impact on ARK’s fund performance. <h2 style="line-height: 1.5;">ARK’s Crypto Exposure and Key Holdings</h2>ARK’s ETFs have grown increasingly sensitive to the performance of crypto-linked equities. Crypto exposure now accounts for roughly 13.7% of ARKW, 14.6% of ARKF, and 7.4% of ARKK. Beyond Coinbase and Roblox, ARK’s top crypto-linked holdings include Robinhood Markets, Circle Internet Group, Block, and direct Bitcoin exposure through the ARK 21Shares Bitcoin ETF. This exposure underscores the ETFs’ reliance on both crypto market dynamics and the broader performance of tech-driven platforms connected to digital assets. <h2 style="line-height: 1.5;">Wall Street Sees Potential Rebound</h2>Despite the recent downturn, some analysts on Wall Street are growing optimistic about Coinbase’s future prospects. Last week, Bank of America upgraded Coinbase from neutral to buy, emphasizing the company’s expanding role in moving financial activity on-chain and its transformation beyond a traditional trading platform into what the bank described as an “everything exchange.” Goldman Sachs has echoed this sentiment, initiating a buy rating and citing undervaluation in crypto-related stocks after the recent pullback. These upgrades suggest that the market may be positioning for a potential rebound as we move into early 2026. <h2 style="line-height: 1.5;">Looking Ahead</h2>As ARK’s ETFs navigate the ongoing volatility, investors are watching closely to gauge whether the current environment offers opportunities or signals further caution. The performance of crypto-linked equities like Coinbase and Roblox highlights the risks inherent in combining traditional ETF structures with the rapidly evolving crypto market. Yet, the recent upgrades by major financial institutions indicate that the long-term narrative for digital assets and connected platforms remains intact, suggesting that savvy investors may find strategic entry points amid the turbulence. Traditional ETFs, <a href="https://www.bydfi.com/en" target="_blank">BYDFi</a> offers a comprehensive and secure platform designed for both beginners and experienced traders. With advanced analytics, real-time market insights, and a user-friendly interface, BYDFi allows you to track major cryptocurrencies, understand market sentiment, and make informed trading decisions. Whether you want to trade Bitcoin, explore altcoins, or leverage sentiment tools to spot potential market rebounds, BYDFi provides the tools, resources, and educational guides to help you take control of your investments confidently. Start your journey with BYDFi today and experience how professional-grade crypto trading meets simplicity and security, empowering you to turn market trends into strategic opportunities.

Q4 Crypto Slump Hits ARK Funds, Coinbase Top Performance Drag

ARK ETFs Fall in Q4 with Coinbase as Top Drag

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<h2 style="line-height: 1.5;">US Senate Judiciary Pushes Back Against Crypto Developer Protections</h2>A growing divide within the US Senate is threatening to reshape the future of crypto regulation, as top lawmakers from both parties move to strip developer safeguards from a key digital asset bill. The dispute highlights rising concerns that proposed protections could unintentionally weaken law enforcement’s ability to combat illicit financial activity in decentralized crypto markets.At the center of the debate is the Senate’s long-anticipated crypto market structure legislation, which aims to clarify how regulators oversee digital assets and blockchain-based platforms. However, Senate Judiciary Committee leaders argue that parts of the bill could open dangerous loopholes for criminals operating through decentralized systems. <h2 style="line-height: 1.5;">Bipartisan Warning From the Senate Judiciary Committee</h2>Senate Judiciary Committee Chair Charles Grassley and the committee’s senior Democrat, Richard Durbin, issued a rare bipartisan warning to leaders of the Senate Banking Committee. In a letter sent to Banking Chair Tim Scott and ranking member Elizabeth Warren, the lawmakers urged major revisions to the bill’s language.According to Grassley and Durbin, the current draft risks undermining long-standing unlicensed money transmitter laws by shielding certain crypto developers and network operators from liability. They warned that this could severely limit the government’s ability to pursue bad actors who exploit decentralized platforms for illegal purposes.The letter, first reported by Politico, described the proposed protections as creating a &nbsp;significant enforcement gap &nbsp;that sophisticated criminal organizations could take advantage of. <h2 style="line-height: 1.5;">Lawmakers Fear Criminal Exploitation of Decentralized Platforms</h2>Grassley and Durbin emphasized that criminal groups already rely on advanced methods to hide illegal transactions, including the use of complex financial structures and anonymizing technologies. They argued that the bill, as currently written, would make it even harder for prosecutors to trace and punish unlawful activity tied to decentralized digital assets.In their view, removing accountability from developers and network maintainers could turn decentralized platforms into attractive safe havens for illicit actors, including transnational criminal organizations and cartels. The senators stressed that regulatory clarity should not come at the cost of weakening public safety or financial crime enforcement. <h2 style="line-height: 1.5;">The Role of the Blockchain Regulatory Certainty Act</h2>The controversy largely stems from the inclusion of provisions inspired by the Blockchain Regulatory Certainty Act, or BRCA. This proposal seeks to clarify that individuals who develop blockchain software or maintain decentralized networks are not automatically classified as money transmitters under federal or state law.Supporters argue that such protections are necessary to foster innovation and prevent developers from being punished for how others use open-source technology. Critics, however, warn that overly broad exemptions could shield individuals who play a more active role in facilitating illicit transactions.Grassley and Durbin contend that the bill fails to clearly distinguish between neutral software development and conduct that effectively enables unlicensed money transmission. <h2 style="line-height: 1.5;">Judiciary Committee Says It Was Left Out of the Process</h2>Adding to the tension, the Senate Judiciary Committee leaders said they were not consulted during the drafting of the bill, despite their committee’s authority over federal criminal statutes and the Department of Justice.They expressed frustration that proposed changes affecting criminal enforcement were advanced without giving the Judiciary Committee a meaningful opportunity to review or weigh in. In their letter, they urged the Banking Committee to reject any language that could weaken the government’s ability to hold culpable actors accountable.This procedural dispute has further complicated efforts to move the legislation forward. <h2 style="line-height: 1.5;">Legislative Delays and Political Uncertainty</h2>The crypto market structure bill has already faced setbacks, with both the Senate Banking and Agriculture Committees postponing scheduled markups in an effort to build broader bipartisan support. The latest objections from the Judiciary Committee add another obstacle to an already fragile legislative path.If the bill eventually reaches the Senate floor, it will require at least 60 votes to pass. That threshold would likely demand unanimous Republican support and backing from several Democrats, making any internal disagreement particularly consequential. <h2 style="line-height: 1.5;">Crypto Industry Support Begins to Fracture</h2>Industry reaction has also been mixed. Coinbase, one of the most influential lobbying forces in the crypto sector, withdrew its support for the bill earlier this week, citing concerns over multiple provisions. While the company has since indicated that negotiations with lawmakers are ongoing, the move underscored growing unease within the industry.The combination of political resistance and shifting industry alliances raises questions about whether the bill can survive in its current form. <h2 style="line-height: 1.5;">What This Means for the Future of US Crypto Regulation</h2>The clash over developer protections reflects a broader struggle to balance innovation with enforcement in the rapidly evolving crypto space. Lawmakers face mounting pressure to define clear rules without creating blind spots that criminals can exploit.As negotiations continue behind closed doors, the fate of the crypto market structure bill remains uncertain. 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US Senate Panel Pushes to Remove Developer Protections From Crypto Bill

Senate Committee Seeks Changes to Crypto Bill

<h2 style="line-height: 1.5;">Traveling With Crypto? How Evil Twin &nbsp;WiFi Can Empty Your Wallet</h2>After a long international flight, exhaustion sets in quickly. Your phone battery is low, your mobile data isn’t working yet, and the airport offers what looks like a lifesaver: free WiFi. You connect without hesitation, log into an exchange, and move some crypto while waiting for your luggage. Everything seems fine — until hours later, when your funds are gone.This is not bad luck. This is how an &nbsp;Evil Twin &nbsp;WiFi attack works.Public WiFi has become one of the most underestimated threats to crypto holders, especially for travelers. As digital assets become more valuable, attackers are increasingly targeting moments when users are tired, rushed, or disconnected from their usual security habits. <h2 style="line-height: 1.5;">What Is an &nbsp;Evil Twin WiFi Network?</h2>An Evil Twin is a fake wireless network designed to look identical to a legitimate one. Hackers clone the name of real WiFi networks found in airports, hotels, cafés, and conference venues. When your device connects, it unknowingly hands control of its internet traffic to the attacker.From that moment, anything you do online can potentially be monitored, intercepted, or manipulated. The danger does not come from breaking encryption directly, but from quietly positioning the attacker between you and the internet.Security researchers have confirmed that these attacks are especially common in high-traffic travel locations, where people expect free internet and rarely stop to verify its authenticity. <h2 style="line-height: 1.5;">Why Crypto Users Are Prime Targets While Traveling</h2>Crypto transactions are irreversible. Once funds are transferred, there is no bank to call and no chargeback to request. Attackers know this, which is why crypto users are particularly attractive victims.When connected to a fake WiFi network, attackers may not instantly steal your funds. Instead, they wait for a mistake. A login page that looks legitimate. A prompt asking you to re-authenticate. A fake security update. In some cases, users are even tricked into entering their seed phrase, believing it is required to “restore” access.Even without direct access to a wallet’s private keys, attackers can still cause serious damage. Stolen exchange credentials, email access, or two-factor authentication codes can be enough to drain centralized accounts within minutes. <h2 style="line-height: 1.5;">Fake Login Pages: The Real Weapon Behind Evil Twins</h2>The most dangerous part of an Evil Twin attack is not the WiFi itself, but what comes after. Once connected, victims are often redirected to counterfeit login pages that perfectly imitate popular exchanges or wallet services.These pages are designed to exploit trust and fatigue. When you are jet-lagged, stressed, or in a hurry, subtle warning signs are easy to miss. A slightly altered URL, an unexpected verification request, or a sudden &nbsp;session expired &nbsp;message can feel routine — but they are often traps.Attackers rely on social engineering, not advanced hacking. They succeed when users act without double-checking. <h2 style="line-height: 1.5;">Why Public WiFi Alone Doesn’t Automatically Mean You’re Hacked</h2>Connecting to public WiFi does not instantly compromise your crypto. The real danger appears when sensitive actions are taken while connected. Logging into exchanges, approving wallet connections, signing transactions, or changing security settings significantly increases risk.This is why experienced traders avoid handling serious crypto operations on unknown networks. Even reputable platforms with strong security measures cannot protect users from voluntarily handing credentials to fake interfaces.Trusted exchanges such as BYDFi, which emphasizes account protection, risk control systems, and secure infrastructure, still advise users to access accounts only through verified networks and official domains. Platform security is strongest when combined with smart user behavior. <h2 style="line-height: 1.5;">How Travelers Can Reduce Crypto Risk Without Becoming Paranoid</h2>The safest approach is behavioral discipline. Many security incidents happen not because systems fail, but because people make rushed decisions. Avoiding high-value transactions while traveling dramatically lowers exposure.Some experienced crypto users separate their funds into multiple layers. Long-term holdings stay untouched. A secondary wallet is used for travel, containing only limited funds. A small hot wallet handles daily payments or minor interactions. This structure ensures that even if something goes wrong, losses remain controlled.Using personal mobile hotspots, disabling automatic WiFi connections, and confirming network names directly with venue staff also reduce the chance of connecting to a malicious access point. <h2 style="line-height: 1.5;">When You Have No Choice but to Use Public WiFi</h2>Sometimes, public WiFi is unavoidable. In these cases, encryption becomes critical. A trusted VPN can help protect data by encrypting traffic before it reaches the network. However, VPNs are not magic shields. They reduce risk, but they do not prevent phishing or fake login pages.Users should always access exchanges and trading platforms through bookmarked URLs or by manually typing the domain. Clicking ads or search engine results while on public WiFi increases exposure to spoofed websites.Most importantly, no legitimate service will ever ask for a seed phrase. Not during login, not during verification, and not during support interactions. Any such request is a scam — without exception. <h2 style="line-height: 1.5;">Crypto Conferences and Hotels: A Growing Blind Spot</h2>Security professionals have also raised concerns about crypto conferences and hotels. These locations concentrate high-value targets in a single area, often using shared networks. Attackers know this and adjust their tactics accordingly.Recent incidents shared on social media show how easily a combination of public WiFi, fake prompts, and small mistakes can lead to drained wallets. Even when an Evil Twin network is not directly involved, the environment itself creates opportunities for deception. <h2 style="line-height: 1.5;">The Takeaway: Awareness Is the Best Defense</h2>Evil Twin attacks succeed not through technical brilliance, but through timing and psychology. They target moments of distraction, urgency, and fatigue — conditions that travelers experience daily.Protecting crypto while traveling is less about fear and more about habits. Limiting sensitive actions, using secure platforms like <a href="https://www.bydfi.com/en" target="_blank">BYDFi </a>responsibly, verifying every connection, and maintaining wallet separation can mean the difference between a safe journey and a costly mistake.In crypto, convenience is often the enemy of security. When you’re on the road, slowing down may be the most valuable protection you have.

Traveling? Public Evil Twin WiFi Could Compromise Your Crypto Accounts

Travelers Face Crypto Theft From Evil Twin WiFi

<h2 style="line-height: 1.5;">Obscure Laws Continue to Delay the Creation of a US Bitcoin Reserve</h2><h3 style="line-height: 1.5;">A Strategic Idea Trapped Inside Legal Complexity</h3>The concept of the United States establishing a national Bitcoin reserve has evolved from a fringe discussion into an official government initiative. Yet, despite growing political acknowledgment and increasing global interest in Bitcoin as a strategic asset, the plan remains stalled. According to Patrick Witt, Director of the White House Crypto Council, the delay has little to do with political resistance and everything to do with complicated and often overlooked legal frameworks. In recent remarks, Witt confirmed that multiple federal agencies are actively engaged in discussions about the reserve. However, conflicting legal authorities and outdated statutory provisions continue to slow progress. What seems like a simple decision from the outside quickly becomes a maze once federal law and agency mandates are examined in detail. <h2 style="line-height: 1.5;">Inside the White House Crypto Council’s Struggle</h2>Witt revealed that agencies such as the Department of Justice and the Office of Legal Counsel are deeply involved in evaluating whether existing laws allow the government to formally establish and manage a Bitcoin reserve. Each agency operates under strict legal boundaries, many of which were written long before digital assets existed.The challenge lies in determining which agency has the legal authority to hold Bitcoin, how it should be classified on federal balance sheets, and whether current laws permit long-term custody of a decentralized asset. These &nbsp;obscure &nbsp;provisions, as Witt described them, have become the main obstacle rather than political disagreement.Despite the complexity, Witt stressed that the initiative remains active and has not been abandoned. <h2 style="line-height: 1.5;">Trump’s Executive Order: A Historic Yet Limited Step</h2>In March 2025, President Donald Trump signed an executive order that formally created a Strategic Bitcoin Reserve alongside a broader Digital Asset Stockpile. This move marked the first time Bitcoin was recognized at the executive level as a potential strategic reserve asset.The order required the federal government to retain all Bitcoin already in its possession and explicitly prohibited selling those holdings. However, it also placed strict limitations on how the reserve could grow. The government was only allowed to add Bitcoin obtained through asset forfeiture cases, effectively banning direct market purchases.While symbolic and historic, the order failed to satisfy much of the Bitcoin community, which had expected a more aggressive and forward-looking accumulation strategy. <h2 style="line-height: 1.5;">Why Bitcoin Supporters Felt Let Down</h2>For many Bitcoin advocates, the announcement felt incomplete. A reserve that relies solely on seized assets lacks the strategic intent associated with national reserves like gold or foreign currencies. Critics argue that refusing to acquire Bitcoin on the open market undermines the credibility of the entire initiative.Bitcoin maximalist voices were particularly vocal. Some claimed that the administration’s approach reflected caution bordering on avoidance, suggesting that Washington was unwilling to fully commit to a fixed-supply asset that exists outside traditional monetary control.The disappointment intensified when a long-anticipated digital asset policy report released in mid-2025 made no meaningful reference to expanding the Bitcoin reserve. For many investors, this confirmed fears that progress was largely symbolic. <h2 style="line-height: 1.5;">Treasury Signals a Possible Shift in Strategy</h2>Momentum briefly returned in August 2025 when US Treasury Secretary Scott Bessent proposed the idea of acquiring Bitcoin through budget-neutral strategies. These approaches would allow the government to accumulate BTC without increasing the national deficit or burdening taxpayers.Such strategies could involve reallocating existing reserve assets, converting portions of traditional holdings into Bitcoin, or using gains from revalued metals reserves to fund purchases. Although no official plan has been implemented, the proposal reopened serious discussion about whether the US could become an active participant in Bitcoin markets.If adopted, this approach could dramatically reshape global perceptions of Bitcoin’s role in sovereign finance. <h2 style="line-height: 1.5;">Why a US Bitcoin Reserve Would Change Everything</h2>A fully operational US Bitcoin reserve would represent a turning point not only for cryptocurrency markets but for the global financial system. It would signal that Bitcoin has matured beyond speculation and is now considered a legitimate strategic asset by the world’s largest economy.Such a move could accelerate adoption by other governments, encourage institutional inflows, and further legitimize <a href="https://bitcoin.org/en/" target="_blank">Bitcoin </a>as digital gold. Traders and investors following these developments often turn to platforms like <a href="https://www.bydfi.com/en" target="_blank">BYDFi</a>, which provides access to spot trading, derivatives, and advanced risk-management tools suited for navigating policy-driven market shifts.As governments explore tokenization, blockchain infrastructure, and digital asset reserves, Bitcoin remains the most widely recognized and decentralized option available. <h2 style="line-height: 1.5;">Legal Barriers Versus Market Reality</h2>While lawmakers debate legal interpretations, the Bitcoin market continues to evolve independently. Institutional adoption grows, global liquidity increases, and nation-states quietly explore digital asset strategies of their own. This widening gap between regulatory pace and market reality highlights a recurring theme in Bitcoin’s history.The laws slowing progress today were written for a financial system that never anticipated decentralized digital money. Updating those frameworks is proving far more difficult than embracing the idea itself. <h2 style="line-height: 1.5;">What Comes Next for America’s Bitcoin Ambitions</h2>For now, the Strategic Bitcoin Reserve remains in a transitional phase. Interagency negotiations continue, legal opinions are being reviewed, and policymakers search for viable pathways that align innovation with existing law.Whether the United States ultimately embraces Bitcoin as a true reserve asset or limits its role to symbolic holdings will have lasting implications. One thing is already certain: Bitcoin is no longer ignored in Washington. The debate has moved from theory to execution, even if the law is struggling to keep pace.As the world watches closely, the outcome of this effort may define how digital assets are integrated into national financial strategies for decades to come.

Obscure Laws Stall US Bitcoin Reserve, Says White House Crypto Council Director

Obscure Laws Delay US Bitcoin Reserve Plans

<h2 style="line-height: 1.5;">Scaramucci Warns: US Stablecoin Yield Ban Could Cost the Dollar Its Global Edge</h2>Anthony Scaramucci, founder of SkyBridge Capital, has issued a sharp warning about the future of the US dollar in the digital age, arguing that new restrictions on stablecoin yields could weaken America’s position in global finance. According to Scaramucci, the expanded prohibition on yield-bearing stablecoins under the CLARITY Act risks pushing international markets toward alternatives such as China’s digital yuan, which already offers interest to users. Speaking about the proposed framework for regulating crypto markets in the United States, Scaramucci described the situation as fundamentally flawed. He argued that preventing exchanges and service providers from offering yield on stablecoins does not protect consumers or improve financial stability. Instead, it shields traditional banks from competition at a time when digital currencies are reshaping cross-border payments and monetary influence. <h2 style="line-height: 1.5;">Yield as a Strategic Weapon in Digital Currency Competition</h2>Scaramucci emphasized that yield is not a minor technical feature but a decisive factor in determining which digital currency systems gain adoption globally. While US lawmakers debate how to restrict stablecoin rewards, China has moved in the opposite direction. The People’s Bank of China has already allowed commercial banks to pay interest on digital yuan deposits, effectively turning its central bank digital currency into a yield-bearing instrument. From Scaramucci’s perspective, the implications are clear. Emerging economies and global market participants are unlikely to choose a payment rail that offers no yield when a competing system does. In a world where capital is increasingly mobile and digital, incentives matter, and yield can tilt the balance of adoption. <h2 style="line-height: 1.5;">Banks, Politics, and the Stablecoin Standoff</h2>At the heart of the controversy lies a broader power struggle between traditional banking institutions and the fast-growing stablecoin sector. Scaramucci accused banks of lobbying against stablecoin yield not because it threatens financial stability, but because it challenges their dominance over deposits and interest income.He argued that the prohibition reflects political pressure rather than sound economic reasoning. By blocking yield on stablecoins, lawmakers may be preserving the existing banking model in the short term, but at the cost of innovation and competitiveness in the long run. <h2 style="line-height: 1.5;">Coinbase CEO Echoes Concerns Over Dollar Competitiveness</h2>Scaramucci is not alone in his concerns. Brian Armstrong, CEO of Coinbase, has publicly warned that banning rewards on US dollar stablecoins could undermine the dollar’s global role. Armstrong has stressed that offering yield on stablecoins would not materially disrupt bank lending, but it would significantly influence whether US-backed digital assets remain attractive in foreign exchange and international payment markets. Armstrong has expressed frustration that policymakers may be focusing on narrow regulatory details while overlooking the broader strategic consequences. In his view, failing to allow competitive features such as yield could push users, institutions, and even governments toward non-dollar digital currencies. <h2 style="line-height: 1.5;">The CLARITY Act and the Expansion of the Yield Ban</h2>The CLARITY Act builds upon earlier legislation, including the GENIUS Act, by expanding restrictions on yield-bearing stablecoins. While proponents of the bill argue that it is necessary to safeguard the banking system, critics believe it goes too far by limiting innovation in the stablecoin market.The expanded scope of the ban has become a central point of contention for crypto industry leaders, who argue that it effectively suppresses competition rather than addressing real systemic risks. As stablecoins become more integrated into global payments and decentralized finance, these restrictions could shape how and where digital dollars are used. <h2 style="line-height: 1.5;">Banking Sector Fears and the $6 Trillion Question</h2>Traditional banks have made no secret of their concerns. During a recent earnings call, Bank of America CEO Brian Moynihan warned that stablecoins could trigger up to $6 trillion in deposit outflows from the banking system. Such a shift, he argued, could reduce banks’ ability to lend and potentially disrupt credit markets.This warning highlights the core tension behind the debate. Stablecoins offer speed, programmability, and global reach, but they also threaten the deposit-based funding model that underpins modern banking. For critics of the CLARITY Act, protecting that model at the expense of innovation may ultimately harm the US economy. <h2 style="line-height: 1.5;">A Defining Moment for the Digital Dollar</h2>The debate over stablecoin yield is about more than regulation; it is about the future role of the US dollar in a rapidly evolving financial landscape. As countries experiment with central bank digital currencies and blockchain-based payment systems, policy decisions made today could determine which currencies dominate tomorrow’s digital economy.Scaramucci’s warning serves as a broader call to action. Without competitive features such as yield, US stablecoins risk falling behind at a time when financial influence is increasingly defined by technology rather than tradition. Whether lawmakers adjust course or double down on restrictions may shape the next chapter of global monetary competition.

Scaramucci Says Banning Stablecoin Yields Hurts Dollar Competitiveness

US Dollar at Risk From Stablecoin Yield Ban

<h2 style="line-height: 1.5;">Canaan Faces Nasdaq Delisting Risk as Share Price Slips Below Critical Threshold</h2>Crypto mining hardware manufacturer Canaan Inc. is facing mounting pressure after receiving a formal delisting warning from <a href="https://www.nasdaq.com/" target="_blank">Nasdaq,</a> highlighting the growing challenges confronting publicly listed crypto-related firms in an evolving market landscape.The Nasdaq-listed company, whose shares have declined sharply over the past year, must now regain compliance with the exchange’s minimum bid price rule or risk being removed from one of the world’s most prominent stock markets. <h2 style="line-height: 1.5;">Nasdaq Issues Official Warning Over Sub-$1 Share Price</h2>In a statement released on Friday, Canaan confirmed that it received a notification from Nasdaq earlier this week informing the company that it no longer meets listing requirements. The warning stems from the company’s share price remaining below $1 per share for 30 consecutive business days, a direct violation of Nasdaq’s minimum bid price rule.Under current regulations, Canaan has 180 days, until July 13, to restore compliance. To do so, the company’s shares must close at $1 or higher for at least 10 consecutive trading days. Failure to meet this requirement could trigger further action from Nasdaq, including potential delisting.Canaan’s stock last closed above the $1 mark on November 28, underscoring how long the company has struggled to maintain investor confidence. <h2 style="line-height: 1.5;">A Tough Year for Canaan Shares</h2>Canaan’s market performance reflects broader shifts within the crypto mining industry. Over the past 12 months, the company’s shares have fallen by approximately 63%, as demand for traditional crypto mining hardware has softened.On Friday, Canaan stock closed at $0.79, marking a 3.8% decline on the day. The company has not traded above $3 since December 2024, signaling prolonged downward momentum that has alarmed both investors and regulators.Market data shows that many crypto mining firms are now pivoting away from Bitcoin mining infrastructure and toward artificial intelligence computing services, a strategic shift that has reduced demand for mining rigs and weighed heavily on manufacturers like Canaan. <h3 style="line-height: 1.5;">Possibility of an Extension Still on the Table</h3>Despite the warning, delisting is not yet inevitable. Canaan noted that if it fails to regain compliance by the July deadline, it may still seek additional time from Nasdaq to address the issue.The company indicated it could apply for an extension that would involve corporate actions such as a reverse stock split, a common strategy used to consolidate shares and artificially raise the trading price. While such moves can restore technical compliance, they do not always resolve underlying business or revenue challenges.Nasdaq staff will ultimately determine whether Canaan has a viable plan to bring its share price back into compliance. If regulators conclude that the company lacks a realistic path forward, delisting proceedings could move ahead. <h2 style="line-height: 1.5;">What Delisting Would Mean for Investors</h2>A Nasdaq delisting would have serious consequences for Canaan and its shareholders. Stocks removed from major exchanges typically migrate to over-the-counter (OTC) markets, where liquidity is lower and trading is more difficult.Historically, companies facing delisting often experience sharp sell-offs as investors rush to exit before the stock becomes harder to trade. This dynamic can further accelerate price declines and limit a company’s ability to raise capital in the future. <h2 style="line-height: 1.5;">Signs of Business Momentum Amid Market Pressure</h2>Despite its stock struggles, Canaan has pointed to recent business wins as evidence of ongoing demand for its products. In October, the company announced that a U.S.-based firm had purchased 50,000 units of its latest Avalon A15 Pro mining machines, marking its largest single order in more than three years.That announcement briefly reignited investor optimism, sending Canaan’s share price up by 25% at the time. However, the rally proved short-lived as broader market concerns resurfaced. <h2 style="line-height: 1.5;">A Broader Trend Across Nasdaq-Listed Crypto Firms</h2>Canaan is not alone in facing regulatory pressure over declining share prices. In December, Kindly MD, a Bitcoin treasury-focused company, received a similar Nasdaq warning after its shares traded below $1 for an extended period.Kindly MD has until June to regain compliance, but its shares closed Friday at just $0.46, with the stock last trading above $1 in late October.Earlier this year, Nasdaq also delisted Windtree Therapeutics, a biotech firm that had established a BNB treasury shortly before failing to meet exchange requirements. The company’s shares plunged 77% on the day the delisting was announced, highlighting the severe market reaction such decisions can trigger. <h2 style="line-height: 1.5;">Uncertain Road Ahead for Canaan</h2>As Canaan races against the clock, investors will be watching closely to see whether the company can stabilize its share price and adapt to the shifting priorities of the crypto and AI sectors. While extensions and corporate restructuring remain options, restoring long-term confidence will likely require stronger fundamentals, sustained demand, and a clearer growth strategy.For now, Canaan’s Nasdaq listing hangs in the balance, serving as another reminder of how volatile and unforgiving public markets can be for companies operating at the intersection of crypto, technology, and global regulation. Ready to Take Control of Your Crypto Journey? Start Trading Safely on <a href="https://www.bydfi.com/en" target="_blank">BYDFi</a>

Nasdaq Warns Crypto Mining Firm Canaan of Possible Delisting

Nasdaq Delisting Warning Clouds Canaan Outlook

As of January 15, 2026, Pepecoin ($PEPE) has transitioned from being a "lucky viral hit" to a established "Blue Chip Meme Coin," sitting alongside giants like Dogecoin and Shiba Inu.Predicting its price for the remainder of 2026 requires looking at the typical four-year crypto cycle and the unique "social liquidity" of memecoins. Key Factors Influencing 2026 Memecoins don't trade on "earnings reports"—they trade on attention. Here is what will drive PEPE this year: Exchange Liquidity: By 2026, PEPE is likely listed on every major global exchange (including potential ETF-like retail products in some regions). High accessibility prevents the "sudden death" many smaller memes face. Burn Mechanisms: If the Pepe community or developers have implemented significant "burn" events, the circulating supply (Scirc​) will decrease, helping the price even if the market cap remains stagnant. The "Cat vs. Dog vs. Frog" Battle: In 2026, the meme market is fragmented. PEPE’s survival depends on it remaining the "third pillar" of memes. If a new AI-generated meme or a "cat-season" takes over the narrative, liquidity may drain from PEPE. The Reality Check (Intellectual Honesty)As your thought partner, I have to be clear: PEPE has no underlying utility. Unlike Ethereum (smart contracts) or Bitcoin (digital gold), PEPE's value is purely psychological. Whale Concentration: Large "whale" wallets still hold massive amounts of PEPE. If a few major holders decide to exit in 2026, the price can drop 30-50% in a single day, regardless of how many "small" investors are buying.Macro Trends: If the global economy faces a recession in 2026, "risk-on" assets like memecoins are the first things investors sell to raise cash.

Pepecoin 2026 Prediction

<h3>How XRP’s Price Is Performing Today</h3> As of the latest market data, XRP is trading around $1.85–$1.90 USD, with short-term moves up to about $1.92 before retracing. This places the token below the key psychological levels around $2 and well under the $2.50 resistance zone.The current market structure shows XRP struggling to sustain breakouts above these levels, with exchange inflows and selling pressure pushing it back after short rallies. <h3>What the $2.50 Resistance Zone Means</h3> The $2.50 area acts as strong resistance. Multiple analyses indicate that XRP fails near this zone due to overhead supply and trendline resistance, reinforcing bearish momentum when it cannot close above it.Moving averages like the 50‑day and 200‑day sit above current levels, aligning with the $2.10–$2.50 resistance range, making upward progress difficult without fresh bullish catalysts. <h3>Why Breaking $2.50 Matters for Traders</h3> For traders, clearing above $2.50 on strong volume signals potential bullish sentiment and a move to higher short-term targets, like $2.60+. Conversely, failure to break this resistance keeps XRP in a consolidation or corrective phase, with prices likely range-bound or testing lower support levels around $1.80–$1.90.

XRP Price Today vs. $2.50 Resistance

<h4>What ItsNewzTalkies com Is</h4> ItsNewzTalkies com is a multi-niche digital content platform offering tech news, lifestyle updates, entertainment, business tips, and trending topics. Launched around 2025, it stands out for its mobile-friendly layout, conversational style, and easy-to-read content, ideal for casual readers seeking quick insights. The platform’s broad coverage makes it convenient for readers who want multiple topics in one place, from tech trends to pop culture and lifestyle advice. <h4>Features and Considerations</h4> ItsNewzTalkies com is free, easy to navigate, and great for quick reads, but some articles may lack depth or expert sourcing, and author info isn’t always clear. For serious research or technical insights, pairing it with established sources is recommended. <h4>How Useful It Is</h4> In 2025, ItsNewzTalkies com is best for light, general-interest reading. Perfect for trend watchers, students, or casual readers seeking quick, bite-sized updates on a variety of topics, but not ideal for in-depth or technical content.

What Is ItsNewzTalkies com and How Useful Is It in 2025?

<h4>Overview: What XBitcoin Club Claims to Be</h4> XBitcoin Club is promoted as a cryptocurrency trading platform that supposedly uses tools like automated trading, AI market analysis, and third‑party broker integration to help users trade digital assets — including Bitcoin and other major cryptocurrencies. Some sources describe a beginner‑friendly interface and features such as demo accounts, customer support, and access via web or mobile browsers. <h4>Legitimacy, Risks & User Warnings</h4> Despite promotional claims, XBitcoin Club is widely surrounded by skepticism and scam warnings. Multiple reviews and safety checks indicate that the platform may lack transparency, regulatory oversight, and a credible track record, and could pose a high risk of financial loss for users who deposit funds. Scam detection tools give the associated domains low trust scores, and there is limited independent verification of the platform’s claims.Because of this, many experts urge caution — especially since unverified trading platforms often attract users with promises of “high success rates” without clear proof, and some online reports link similar services to fraud and difficulties withdrawing assets. <h4>Final Thoughts: Proceed With Extreme Caution</h4> Overall, XBitcoin Club may seem appealing due to its trading features and ease‑of‑use claims, but there are significant red flags around its legitimacy and safety. If you’re considering engaging with it, do thorough research, check for official regulation and compliance, and consider using well‑established, reputable exchanges and platforms instead — especially for cryptocurrency trading where security and trust are essential.

What Is XBitcoin Club and Is It Worth Using in 2025?

<h4>What FintechAsia Net Crypto Facto Actually Means</h4> FintechAsia Net Crypto Facto is a long‑tail search term that emerged in 2025 among new and curious crypto users looking for real market facts, fintech trends, and beginner‑friendly guidance about digital assets. Rather than hype or speculation, people searching this phrase want verified data on crypto adoption, regional fintech insights — especially across Asian markets — and clear explanations that help them make informed decisions. This term isn’t tied to a single official institution; instead, it represents a composite of topics such as on‑chain growth figures, stablecoin usage trends, and fintech penetration in countries like Singapore, Hong Kong, India, and Vietnam — where mobile wallets, remittances, and crypto‑friendly regulations are driving real adoption. <h4>Key Insights and Why It Matters</h4> Users exploring FintechAsia Net Crypto Facto are often looking for:<ul><li>Verified crypto market facts with real data rather than rumors. </li><li>Region‑specific fintech trends, especially how Asia is influencing global crypto adoption. </li><li>Myth‑busting content and risk education to avoid common beginner missteps. </li></ul>For example, on‑chain transaction volumes have surged significantly year‑over‑year, and stablecoins like USDT and USDC continue to be dominant in global transactions — facts that help beginners distinguish real market direction from short‑term emotions. <h4>Who Should Care and How to Use the Term</h4> The phrase FintechAsia Net Crypto Facto is most useful for:<ul><li>Crypto beginners looking for clear explanations and reliable data. </li><li>Investors researching long‑term adoption trends in the Asia‑Pacific region. </li><li>Readers seeking educational content rather than speculative noise.</li></ul>In 2025, this search trend reflects a shift toward data‑driven learning and regional market awareness — especially as more people enter the crypto space and seek trustworthy information before making decisions.

What Is FintechAsia Net Crypto Facto and Why Is It Popular in 2025?

<h4>Estimated Net Worth of Steve Will Do It</h4> As of 2025, Steve will do it net worth is widely reported to be around $4 million to $6 million, based on multiple reliable sources and financial trackers. This range reflects his earnings from YouTube, brand partnerships, merchandise, and smart investments — including crypto — and offers a realistic picture of his financial standing in the creator economy. <h4>How He Built His Wealth</h4> Steve Will Do It — born Stephen Deleonardis — first rose to fame with extreme challenge videos and daring stunts that captured online attention. He became closely associated with the NELK Boys and the Full Send brand, which helped him expand his reach and income through merchandise sales and brand collaborations. Although his original YouTube channel faced monetization challenges after being banned, Steve continued to generate revenue via sponsorships, social media content, and diversified ventures. Investments in digital assets such as Bitcoin and other cryptocurrencies also likely contribute to his overall net worth, though the exact impact of these holdings is not publicly disclosed. <h4>Lifestyle and Financial Outlook</h4> The estimated Steve will do it net worth supports a lavish lifestyle — from luxury vehicles to high-end real estate — while also highlighting his ability to adapt and maintain income through shifting platforms and trends. His financial journey shows how content creation, strategic partnerships, and diversified investments can build significant wealth, even in volatile online spaces.

Steve Will Do It: Net Worth, Earnings & Lifestyle in 2025

<h4>What ItsNewzTalkies Is</h4> ItsNewzTalkies (itsnewztalkies.com) is a multi-niche content platform that delivers short, digestible articles on tech, lifestyle, entertainment, and trending topics. Its conversational style makes it ideal for casual readers who want quick updates on popular content without digging through lengthy posts. The site combines informative summaries with easy-to-read formatting, making browsing fast and enjoyable. <h4>Features and User Experience</h4> The platform is mobile-friendly, free, and simple to navigate, with articles often including short headings, bullet points, and visual cues to help readers absorb information quickly. However, content tends to be surface-level, author credentials are sometimes unclear, and updates may vary in frequency, so readers should treat it as a light, casual source rather than a professional news outlet. <h4>Who Should Use ItsNewzTalkies</h4> ItsNewzTalkies is best suited for casual readers, trend watchers, and anyone seeking quick, easy-to-read updates across multiple popular topics. While it’s convenient for skimming daily news and trends, readers seeking in-depth analysis or professionally verified content may prefer specialized platforms.

How Useful Is ItsNewzTalkies in 2025?

<h4>Overview: What Techloomz Com Does</h4> Techloomz com is an online technology platform that aims to make complex tech topics easy to understand for a broad audience. Rather than using dense jargon, the site breaks down topics like gadget reviews, AI developments, cybersecurity insights, and mobile tech trends into clear, readable content. This approach makes Techloomz appealing to beginners, casual tech enthusiasts, students, and professionals who want quick, practical tech explanations without getting overwhelmed. The platform covers a range of categories including tech news, how‑to guides, product comparisons, and analytical content, all written in a way that’s intended to be engaging as well as informative. With step‑by‑step tutorials and explanations, Techloomz helps users not only learn about new technologies but also understand how to use them in real life. <h4>Features, User Experience & Credibility</h4> One of the main strengths of Techloomz com is its beginner‑friendly style and accessible site structure. Articles typically use clear headings, short paragraphs, and bullet lists that make it easy to find information quickly — a plus for readers who want actionable insights rather than long technical essays. Unlike highly technical or academic tech blogs, Techloomz focuses on providing practical value with content that can help with everyday tech decisions, from choosing gadgets to understanding new software features. While the platform seems legitimate and useful for general tech education, readers should still cross‑check critical technical claims with more established sources to ensure accuracy. Overall, Techloomz com is a solid choice for readers seeking easy‑to‑digest technology content in 2025, especially if you want clear explanations without the complexity found on specialist tech sites.

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